An update I have recently moved to a new apartment, you can see the original post here. My housing expenses have gone up slightly. Not by much but I am not living a little further outside Stockholm but I am still a few stops away from the beating heart of the city. So my travel time Read More
Author: Crista
A life abroad: 7 culture shocks when moving to Sweden
Disclaimer: This post may contain ads and as an affiliate, I earn from qualifying purchases My dear Richful Thinkers, Living abroad means that sometimes you encounter a culture shock, it usually lasts the first couple of months. However, it begins to fade and it is only every once in a while that you notice these Read More
How to pay off debt quickly? The three methods.
Dear fellow Richful Thinkers, There are THREE methods to paying off debt. I have spoken about two of them and they are widely spoken about on other personal finance blogs: Debt Snowball and Debt Avalanche. However, there is another one, it is a cost-effective type of debt payoff. I like calling it Debt Melting. These Read More
What would you tell your 18-year-old self?
Introduction As I near 30, I can look back and realize that these last 11 (almost 12) years have been a learning experience. I have moved internationally several times and I have had the opportunity of living in different countries. The world really became my classroom. I got to thinking the other day that, at Read More
Sigtuna. See where Sweden began – A Day Trip Travel Guide
Sigtuna is a town located within Stockholm County. It is a town but it is referred to as stad which means city in Swedish. Its status as a city has not changed because of its history as where Sweden began. Its locality gave it the prime protective position because attackers from the Baltic would have Read More
How can a graduate student improve their finances this year
Graduate students sometimes have a difficult time while pursuing advanced degrees. This is considering that on top of conducting high quality research, they also have to apply for grants to ensure funding. This period has a steep learning curve, both academically and financially. As a graduate student, you learn how to create budgets for grant Read More
How to take a mini-retirement and why you should?
The first time I heard about this concept was through a Ted Talk by Lacey Filipich. Essentially, instead of waiting for traditional retirement age or retiring early, you take these small ones during your career. This is somewhat similar to what professors have done for decades. They take a sabbatical. Essentially taking an extended leave of absence, Read More
House Hacking Guide
*Disclaimer: This house hacking guide is not financial advice, please do your own research prior to attempting. What is House Hacking? Unless you have been living under a rock then you have possibly heard of this. There are many different parts to it and it can really fit any household and any country really. The Read More
Travel hacking. What is it and what are the two ‘secret’ ways you can do it?
What is Travel Hacking? You’ve heard of house hacking but what is travel hacking? This is not a new concept as its conception was the frequent flyer program in the 1970s. The basic idea is to take advantage of a travel situation to make it more cost-effective. Especially to earn free flights, hotels, and rental Read More
12 Things I No Longer Buy as a Financial Minimalist
Hello Richful Thinkers! When I became a financial minimalist I began to cut a lot out of my budget. It really began when I had to move 3 houses in one year, all the packing up and unpacking really took a toll. After that, I began to sell, donate, and throw out items. By the Read More