1. Do not start investing until all debt is repaid I cannot tell you how much this piece of financial advice annoys me. Compound interest can work against you but it can also work for you. Income can technically be unlimited but time is not. There is an ample amount of data demonstrating that starting Read More
Author: Crista
Budget stories: Springing into April and a new bike
Budget Update April was a big spending month and it affected my budget. I was able to finally purchase a new bicycle, this is a replacement of the one that was stolen last year. To pay for this big purchase I used a sinking fund. This sinking fund contained the insurance payouts because the bike Read More
How to teach your children financial literacy and build generational wealth
Disclaimer: * This may contain affiliate links* I’m not a licensed investment adviser. Also, I’m not a tax adviser and this is NOT tax advice and not investment advice. Please talk to a licensed investment adviser before making any financial decisions. Please talk to a licensed tax advisor before making any tax decisions. “Do not Read More
Sustainable living: How to be eco-frugal to reach Financial Independence
Sustainability and sustainable living are popular buzzwords, however, with a growing worldwide population it might be necessary to reduce our waste and preserve our resources for future generations. Eco-Frugal is not just a buzzword for people who want to live like hippies, it is for people who want to cut back on their spending by finding and Read More
My Crypto! March Madness Budget 2021
It has been a month since I have last posted. I could make excuses but it is in reality that I was on sick leave due to surgery and I needed time to recuperate. Now that things are back to normal I will be posting as normally! This post does have some affiliate links, which Read More
How no student loan payments changed my life
‘Student loans have been the bane of my existence’ I read this article, How a year without student loan payments changed people’s lives. I then got to thinking how did it affect my own life. I then realized that as someone who lives abroad and had to stress monthly to send a payment via international wire Read More
The Investing Lifestyle: My 3 favorite stocks
Introduction I am not a financial advisor and this is not investing advice or investing tips. This is for entertainment purposes. My portfolio is similar to many people working towards FI. I have a lot of index funds and I do love them. They are easy to invest into and they follow the market. It Read More
Budget Failure! February 2021 Update
Budget Update My budget is a little unique, as I have to worry about two currencies, you can read more here on how I do that. To be honest, it has gotten a bit easier due to Biden’s executive order to extend the student loan moratorium that was set up under the Trump administration. This is mainly because I Read More
How to lower your spending – I did it with a Ph.D. stipend
I have a tiny shovel, as in a smaller income, in contrast with many of the other bloggers in the FI/RE community. So, how was I able to survive on 39% of my graduate student income? At this point, the only way I could cut anything out of my budget would be to move into Read More
Staycation in Stockholm – Ulriksdal Palace
Location Ulriksdal Palace is located in Solna to the North of Stockholm, just 2 km away from the Bergshamra station. The location of the palace is beautiful as it is situated on Edsviken lake and you can see Danderyd in the distance. Some History The palace was originally built in 1640 for Jacob De la Read More