It is 2021. Stop paying maintenance fees. Also, remember banks are not your friends they are a business and have to make money in some way. I will not go into depth in how they make money but just know that there are free bank accounts.
These fees are preventing you from building wealth, especially if it is the kind of fees that cause you to have a negative bank balance. Keeping an eye on your account can help you to do this and prevent you from being taken advantage by big banks.